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h4{color:#fff;margin-top:0}.footer-grid a{display:block;margin:7px 0;font-size:.9rem}.footer-grid p{color:#b9cadb;font-size:.9rem}.footer-brand p{max-width:330px}.footer-pill{display:inline-block;border:1px solid rgba(255,255,255,.18);border-radius:999px;padding:7px 12px;font-size:.75rem;color:#c9d8e7}.legal{border-top:1px solid rgba(255,255,255,.14);margin-top:38px;padding-top:20px;display:flex;justify-content:space-between;font-size:.82rem;position:relative}.mobilebar{display:none}@media(max-width:1050px){.service-grid{grid-template-columns:repeat(3,1fr)}.hero-grid{grid-template-columns:1fr 1fr}.floating-contact{right:0}.modern-process{grid-template-columns:repeat(3,1fr)}.step:nth-child(3):after{display:none}}@media(max-width:850px){.utility{display:none}.desktop{display:none}.menu{display:block}.nav nav{display:none;position:absolute;top:82px;left:0;right:0;background:#fff;padding:18px 4%;box-shadow:0 12px 25px rgba(0,0,0,.12)}.nav nav.open{display:grid;gap:0}.nav nav a{padding:12px 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@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}

/* ===== TCV PREMIUM HOMEPAGE V3 ===== */
.hero-v3{position:relative;min-height:660px;overflow:hidden;background:#08284e;color:#fff}.hero-v3-bg{position:absolute;inset:0;background:linear-gradient(90deg,rgba(5,27,55,.96) 0%,rgba(7,35,68,.88) 38%,rgba(8,41,76,.38) 66%,rgba(8,35,70,.12) 100%),url('https://images.pexels.com/photos/4308016/pexels-photo-4308016.jpeg?auto=compress&cs=tinysrgb&w=1920') center 36%/cover no-repeat;transform:scale(1.015)}.hero-v3:before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(0,0,0,.02),rgba(0,16,42,.15))}.hero-v3-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.22fr .62fr;gap:70px;align-items:center;min-height:660px;padding-top:45px;padding-bottom:45px}.hero-v3-copy{max-width:760px}.eyebrow.light{color:#e8eef7}.eyebrow.light i{background:var(--gold)}.hero-v3 h1{font-family:'Libre Baskerville',serif;font-size:clamp(3.1rem,5.2vw,5.25rem);line-height:1.05;letter-spacing:-.045em;margin:.22em 0 .26em;color:#fff;text-shadow:0 3px 18px rgba(0,0,0,.18)}.hero-v3 h1 em{font-style:normal;color:#f2ad25}.hero-v3-copy>p{font-size:1.05rem;line-height:1.72;max-width:650px;color:#e4edf7}.hero-proof-row{display:flex;gap:34px;margin:26px 0 30px}.hero-proof-row>div{display:flex;gap:10px;align-items:center}.proof-icon{width:40px;height:40px;display:grid;place-items:center;border-radius:50%;border:1px solid rgba(255,255,255,.45);background:rgba(255,255,255,.08);font-weight:800}.hero-proof-row b{font-size:.8rem;line-height:1.35}.btn-ghost-light{border:1px solid rgba(255,255,255,.58);color:#fff;background:rgba(255,255,255,.06);backdrop-filter:blur(8px)}.btn-ghost-light:hover{background:#fff;color:var(--navy)}.hero-actions{gap:12px}.hero-lead-card{background:rgba(255,255,255,.97);color:var(--navy);padding:27px;border-radius:16px;box-shadow:0 28px 70px rgba(1,17,36,.34);border:1px solid rgba(255,255,255,.9);backdrop-filter:blur(12px)}.hero-lead-card h2{font-size:1.55rem;margin:.2em 0;color:var(--navy)}.hero-lead-card>p{font-size:.86rem;color:var(--muted);margin-top:0}.lead-kicker{font-size:.68rem;letter-spacing:.16em;font-weight:800;color:#7c8da2}.quick-enquiry{display:grid;gap:11px;margin-top:17px}.quick-enquiry label span{display:block;font-size:.72rem;font-weight:800;color:#53677e;margin:0 0 4px 2px}.quick-enquiry input,.quick-enquiry select{width:100%;padding:12px 13px;border:1px solid #d5dfeb;border-radius:7px;background:#fff;font:inherit;color:#203852;outline:none}.quick-enquiry input:focus,.quick-enquiry select:focus{border-color:#8cadc9;box-shadow:0 0 0 3px rgba(25,86,145,.08)}.lead-submit{width:100%;margin-top:4px}.lead-safe{font-size:.69rem;text-align:center;color:#7b8b9e;margin-top:12px}.hero-bottom-fade{position:absolute;left:0;right:0;bottom:0;height:55px;background:linear-gradient(transparent,rgba(4,24,48,.18))}
.trust-ribbon{position:relative;z-index:5;background:#fff;box-shadow:0 12px 40px rgba(7,31,61,.08)}.trust-ribbon-grid{display:grid;grid-template-columns:repeat(4,1fr)}.trust-ribbon-grid>div{padding:22px 25px;border-right:1px solid var(--line)}.trust-ribbon-grid>div:last-child{border-right:0}.trust-ribbon strong,.trust-ribbon span{display:block}.trust-ribbon strong{font-size:.96rem;color:var(--navy)}.trust-ribbon span{font-size:.72rem;color:var(--muted);margin-top:4px}.loan-solutions-v3{background:#f7f9fc}.premium-head h2{margin-bottom:7px}.image-service-grid{display:grid;grid-template-columns:repeat(7,1fr);gap:12px}.image-service-card{background:#fff;border:1px solid #e5eaf0;border-radius:11px;overflow:hidden;box-shadow:0 10px 25px rgba(9,37,70,.05);transition:.25s;min-width:0}.image-service-card:hover{transform:translateY(-6px);box-shadow:0 20px 36px rgba(9,37,70,.11)}.service-photo{display:block;height:125px;overflow:hidden}.service-photo img{width:100%;height:100%;object-fit:cover;transition:transform .35s}.image-service-card:hover .service-photo img{transform:scale(1.045)}.image-service-body{padding:15px 14px 17px}.image-service-body h3{font-size:.95rem;line-height:1.25;color:var(--navy);margin:0 0 8px}.image-service-body p{font-size:.75rem;line-height:1.55;color:var(--muted);min-height:70px;margin:0 0 10px}.image-service-body a{font-size:.75rem;font-weight:800;color:var(--blue)}
.about-emi-v3{background:#fff}.about-emi-grid{display:grid;grid-template-columns:.92fr 1.08fr;gap:35px;align-items:stretch}.about-panel-v3{padding:16px 15px 12px 0}.about-panel-v3 h2{font-size:2.55rem;margin:.2em 0 .35em}.about-panel-v3>p{font-size:.96rem;line-height:1.75;color:var(--muted);max-width:650px}.about-values{display:grid;grid-template-columns:repeat(4,1fr);margin-top:36px;border-top:1px solid var(--line);padding-top:24px}.about-values div{padding:0 13px;border-right:1px solid var(--line);text-align:center}.about-values div:first-child{padding-left:0}.about-values div:last-child{border-right:0}.about-values b{display:block;color:var(--gold);font-size:.78rem;letter-spacing:.08em}.about-values span{display:block;font-size:.76rem;color:var(--navy);font-weight:700;margin-top:6px}.emi-card-v3{border-radius:18px;background:linear-gradient(145deg,#0a3565,#071f3d);color:#fff;padding:30px;box-shadow:0 20px 45px rgba(8,35,71,.16);overflow:hidden;position:relative}.emi-card-v3:after{content:"";position:absolute;width:280px;height:280px;border-radius:50%;right:-145px;top:-120px;border:45px solid rgba(255,255,255,.04)}.mini-overline{font-size:.66rem;letter-spacing:.18em;color:#9eb7d1;font-weight:800}.emi-card-copy h2{font-size:2rem;color:#fff;margin:.15em 0}.emi-card-copy p{font-size:.84rem;color:#d0dceb}.emi-card-body{display:grid;grid-template-columns:1.05fr .95fr;gap:20px;margin-top:19px;position:relative;z-index:2}.emi-inputs-v3{display:grid;gap:10px}.emi-card-v3 .field label{color:#d7e2ee}.emi-card-v3 .field input,.emi-card-v3 .field select{background:rgba(255,255,255,.96);border-color:rgba(255,255,255,.35)}.inline-field{display:grid;grid-template-columns:1fr .65fr;gap:10px}.emi-talk{width:100%;margin-top:2px}.emi-result-v3{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.08);border-radius:13px;padding:22px;text-align:center;display:flex;flex-direction:column;justify-content:center}.calc-symbol{font-size:2rem}.emi-result-v3>span{font-size:.74rem;color:#d3dfec;margin-top:8px}.emi-result-v3>strong{font-size:2.2rem;margin:8px 0 18px}.emi-result-row{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;border-top:1px solid rgba(255,255,255,.13);padding-top:13px}.emi-result-row div{min-width:0}.emi-result-row small{display:block;font-size:.6rem;color:#b7cadd}.emi-result-row b{display:block;font-size:.75rem;margin-top:3px;word-break:break-word}.light-note{position:relative;z-index:2;color:#a9bed3!important;margin-top:14px!important;font-size:.68rem!important}
.audience-banner-v3{position:relative;background:linear-gradient(90deg,rgba(5,28,55,.94),rgba(6,36,67,.83)),url('https://images.pexels.com/photos/36676751/pexels-photo-36676751.jpeg?auto=compress&cs=tinysrgb&w=1920') center 52%/cover no-repeat;color:#fff}.audience-grid-v3{display:grid;grid-template-columns:1.15fr 1.2fr .8fr;gap:35px;align-items:center;min-height:265px;padding-top:38px;padding-bottom:38px}.audience-copy h2{color:#fff;font-size:2.25rem;margin:.1em 0}.audience-copy p{color:#cbd8e7;font-size:.9rem}.audience-types{display:grid;grid-template-columns:1fr 1fr;gap:12px}.audience-types span{padding:15px 18px;border:1px solid rgba(255,255,255,.15);border-radius:999px;background:rgba(255,255,255,.07);font-size:.82rem;font-weight:700;text-align:center}.audience-cta{background:#fff;color:var(--navy);padding:28px;border-radius:14px}.audience-cta h3{font-family:'Libre Baskerville',serif;font-size:1.35rem;line-height:1.35;margin-top:0}
.insights-v3{background:#fff}.insight-cards-v3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.insight-cards-v3 article{display:grid;grid-template-columns:43% 57%;min-height:190px;border:1px solid var(--line);border-radius:12px;overflow:hidden;box-shadow:0 9px 24px rgba(8,35,71,.05);background:#fff}.insight-cards-v3 article img{width:100%;height:100%;object-fit:cover}.insight-cards-v3 article>div{padding:18px}.insight-cards-v3 small{font-size:.61rem;letter-spacing:.12em;color:#7c8da1;font-weight:800}.insight-cards-v3 h3{font-size:.95rem;line-height:1.35;color:var(--navy);margin:7px 0}.insight-cards-v3 p{font-size:.75rem;line-height:1.5;color:var(--muted)}.insight-cards-v3 a{font-size:.72rem;font-weight:800;color:var(--blue)}.final-cta-v3{padding-top:30px}.final-cta-inner{background:linear-gradient(115deg,#0d3d70,#061f3f);border-radius:20px;padding:45px 50px;color:#fff;display:flex;justify-content:space-between;align-items:center;gap:45px;box-shadow:0 20px 50px rgba(7,34,67,.14)}.final-cta-inner h2{color:#fff;font-size:2.2rem;margin:.2em 0}.final-cta-inner p{color:#cbd9e7;max-width:700px;margin-bottom:0}
@media(max-width:1200px){.image-service-grid{grid-template-columns:repeat(4,1fr)}.image-service-card:nth-child(n+5){display:block}.hero-v3-grid{grid-template-columns:1.12fr .7fr;gap:38px}.hero-v3 h1{font-size:4.2rem}.insight-cards-v3 article{grid-template-columns:1fr}.insight-cards-v3 article img{height:150px}.audience-grid-v3{grid-template-columns:1fr 1fr}.audience-cta{grid-column:1/-1;display:flex;align-items:center;justify-content:space-between;gap:20px}}
@media(max-width:850px){.hero-v3-grid{grid-template-columns:1fr;min-height:auto;padding-top:60px;padding-bottom:60px}.hero-v3-bg{background:linear-gradient(90deg,rgba(5,27,55,.96),rgba(5,27,55,.77)),url('https://images.pexels.com/photos/4308016/pexels-photo-4308016.jpeg?auto=compress&cs=tinysrgb&w=1400') center/cover no-repeat}.hero-v3-copy{max-width:700px}.hero-v3 h1{font-size:3.6rem}.hero-lead-card{max-width:560px}.trust-ribbon-grid{grid-template-columns:1fr 1fr}.trust-ribbon-grid>div:nth-child(2){border-right:0}.trust-ribbon-grid>div:nth-child(-n+2){border-bottom:1px solid var(--line)}.image-service-grid{grid-template-columns:repeat(2,1fr)}.about-emi-grid{grid-template-columns:1fr}.about-panel-v3{padding-right:0}.audience-grid-v3{grid-template-columns:1fr}.audience-cta{grid-column:auto}.insight-cards-v3{grid-template-columns:1fr}.insight-cards-v3 article{grid-template-columns:38% 62%}.insight-cards-v3 article img{height:100%}.final-cta-inner{display:block}.final-cta-inner .actions{margin-top:25px}}
@media(max-width:560px){.hero-v3{min-height:0}.hero-v3-grid{padding-top:45px}.hero-v3 h1{font-size:2.7rem}.hero-v3-copy>p{font-size:.94rem}.hero-proof-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}.hero-proof-row>div:last-child{grid-column:1/-1}.hero-actions{display:grid}.hero-actions .btn{width:100%;text-align:center;justify-content:center}.hero-lead-card{padding:20px}.trust-ribbon-grid{grid-template-columns:1fr}.trust-ribbon-grid>div{border-right:0;border-bottom:1px solid var(--line)}.image-service-grid{grid-template-columns:1fr 1fr;gap:9px}.service-photo{height:100px}.image-service-body{padding:12px}.image-service-body p{min-height:0}.about-values{grid-template-columns:1fr 1fr;gap:18px}.about-values div{border-right:0}.about-panel-v3 h2{font-size:2rem}.emi-card-v3{padding:20px}.emi-card-body{grid-template-columns:1fr}.inline-field{grid-template-columns:1fr 1fr}.audience-types{grid-template-columns:1fr}.audience-cta{display:block}.insight-cards-v3 article{grid-template-columns:1fr}.insight-cards-v3 article img{height:170px}.final-cta-inner{padding:30px 24px}.final-cta-inner h2{font-size:1.7rem}}

/* ===== Final Master Prompt enhancements: unified inner pages, mega menu, global EMI ===== */
:root{--navy:#1B2942;--navy2:#06213D;--gold:#E8A817;--gold2:#F2B632;--text:#1B2942;--muted:#596A7F}
.logo{width:250px;height:70px;object-fit:contain;object-position:left center}.footer-logo-img{width:255px;max-height:95px;object-fit:contain;object-position:left center}
.nav-services{position:relative;display:flex;align-items:center}.services-toggle{font:inherit;font-weight:600;color:#203654;border:0;background:transparent;padding:28px 0;cursor:pointer}.services-toggle:hover,.services-toggle:focus{color:var(--blue);outline:none}.mega-menu{position:absolute;top:68px;left:50%;transform:translate(-50%,12px);width:min(780px,80vw);background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 24px 65px rgba(6,33,61,.18);padding:24px;opacity:0;visibility:hidden;transition:.2s;z-index:100}.nav-services:hover .mega-menu,.nav-services:focus-within .mega-menu,.nav-services.open .mega-menu{opacity:1;visibility:visible;transform:translate(-50%,0)}.mega-grid{display:grid;grid-template-columns:1.15fr .9fr .9fr;gap:26px}.mega-menu h4{margin:0 0 10px;color:var(--navy);font-size:.78rem;text-transform:uppercase;letter-spacing:.11em;border-bottom:2px solid var(--gold);padding-bottom:7px}.mega-menu .mega-sub{margin-top:18px}.mega-menu a{display:block!important;padding:7px 0!important;font-size:.84rem;font-weight:600!important;color:#50647b!important}.mega-menu a:after{display:none!important}.mega-menu a:hover{color:var(--blue)!important;transform:translateX(2px)}.mega-menu .mega-all{margin-top:15px;color:var(--blue)!important;font-weight:800!important}
.pagehero{position:relative;overflow:hidden;padding:92px 0 88px;background:linear-gradient(90deg,rgba(6,33,61,.96),rgba(27,41,66,.82)),url('https://images.pexels.com/photos/3184465/pexels-photo-3184465.jpeg?auto=compress&cs=tinysrgb&w=1600') center/cover no-repeat;color:#fff}.pagehero:after{content:"";position:absolute;width:420px;height:420px;border:80px solid rgba(232,168,23,.08);border-radius:50%;right:-150px;top:-170px}.pagehero .wrap{position:relative;z-index:2}.pagehero .eyebrow{color:#f4c766}.pagehero h1{color:#fff!important;max-width:850px;font-size:clamp(2.4rem,5vw,4.25rem);margin:.28em 0 .22em;line-height:1.1}.pagehero p{color:#d8e3ee;max-width:720px;font-size:1.08rem}.content{max-width:1000px}.content>h2,.content>h3{color:var(--navy)}.content>h2{margin-top:38px;font-size:2rem}.content>p,.content>ul{color:#586a80}.content>ul{background:#f7f9fc;border:1px solid var(--line);border-radius:14px;padding:24px 28px 24px 46px}.content .cta{margin-top:42px;background:linear-gradient(120deg,#0b315d,#061f3f);border-radius:18px;padding:34px;color:#fff}.content .cta h2{color:#fff;margin-top:0}.cards .card{border-radius:16px;border:1px solid var(--line);box-shadow:0 12px 30px rgba(8,35,71,.06);transition:.25s}.cards .card:hover{transform:translateY(-5px);box-shadow:0 20px 48px rgba(8,35,71,.12)}.cards .card h2,.cards .card h3{color:var(--navy);font-family:'Libre Baskerville',Georgia,serif}.cards .btn{background:linear-gradient(180deg,var(--gold2),var(--gold));color:#10223d;margin-top:8px}
.wide-emi{padding:72px 0;background:#f4f7fa}.wide-emi-shell{background:linear-gradient(120deg,#0b315d,#061f3f);border-radius:22px;padding:40px 42px;color:#fff;box-shadow:0 24px 60px rgba(6,33,61,.16);position:relative;overflow:hidden}.wide-emi-shell:after{content:"";position:absolute;width:330px;height:330px;border:65px solid rgba(255,255,255,.045);border-radius:50%;right:-110px;top:-130px}.wide-emi-head,.wide-emi-fields,.wide-emi-results,.wide-emi-note{position:relative;z-index:2}.wide-emi-head{display:grid;grid-template-columns:1fr 1.5fr;column-gap:34px;align-items:end}.wide-emi-head .eyebrow{grid-column:1/-1;color:#f4c766}.wide-emi-head h2{font-family:'Libre Baskerville',Georgia,serif;font-size:2.35rem;margin:8px 0 0;color:#fff}.wide-emi-head p{margin:0;color:#c8d7e6}.wide-emi-fields{display:grid;grid-template-columns:1.25fr 1fr .8fr .75fr auto;gap:12px;align-items:end;margin-top:26px}.wide-emi-fields label{font-size:.72rem;font-weight:700;color:#d7e4f0}.wide-emi-fields input,.wide-emi-fields select{display:block;width:100%;margin-top:6px;border:1px solid rgba(255,255,255,.2);background:#fff;color:#243850;border-radius:8px;padding:12px 13px;font:inherit}.wide-emi-fields .btn{min-height:47px}.wide-emi-results{display:grid;grid-template-columns:repeat(4,1fr) 1.35fr;gap:0;margin-top:24px;border-top:1px solid rgba(255,255,255,.14);border-bottom:1px solid rgba(255,255,255,.14)}.wide-emi-results>div{padding:18px;border-right:1px solid rgba(255,255,255,.12)}.wide-emi-results>div:last-child{border-right:0}.wide-emi-results small{display:block;color:#adc2d6;font-size:.7rem}.wide-emi-results strong{display:block;font-size:1.3rem;margin-top:3px}.emi-help a{display:inline-block;color:#f4c766;font-weight:800;margin-top:4px}.wide-emi-note{color:#a9bed3;font-size:.7rem;margin:14px 0 0}
@media(max-width:980px){.logo{width:205px}.mega-menu{position:static;transform:none!important;width:100%;box-shadow:none;border:0;border-radius:0;padding:5px 0 12px;opacity:1;visibility:visible;display:none}.nav-services.open .mega-menu{display:block}.mega-grid{grid-template-columns:1fr}.services-toggle{width:100%;text-align:left;padding:12px 0}.nav-services{display:block}.nav nav.open .nav-services{width:100%}.mega-menu h4{margin-top:12px}.mega-menu a{padding:7px 10px!important}.wide-emi-head{grid-template-columns:1fr}.wide-emi-fields{grid-template-columns:1fr 1fr}.wide-emi-results{grid-template-columns:1fr 1fr}.wide-emi-results>div{border-bottom:1px solid rgba(255,255,255,.12)}.emi-help{grid-column:1/-1}}
@media(max-width:560px){.logo{width:170px;height:58px}.pagehero{padding:66px 0}.wide-emi{padding:48px 0}.wide-emi-shell{padding:28px 20px;border-radius:16px}.wide-emi-fields,.wide-emi-results{grid-template-columns:1fr}.emi-help{grid-column:auto}.wide-emi-results>div{border-right:0}.wide-emi-head h2{font-size:1.8rem}}